| new york, mortgage, loans, rates, home purchasing, house shopping, foreclosures, HUD homes, pre-qualification, pre-approval, no money down, adjustable rate mortgages, arms, 100% financing, o down, zero down, FHA, first time home buyer, realtor, remax, century 21, coldwell banker, prudential, refinance, reverse mortgages, second mortgages, debt consolidation, home equity, champion, Argent, greenpoint, Roslyn, no doc loans, option arms, countrywide, chase, washington mutual, wells fargo, waterfield, BLS, north fork bank, bank of America, ditech.com, eloan, financial equities, ing direct, hsbc, American home mortgage, mortgage concepts, lending tree, quicken loans, hard money, credit problems, b/c credit, non-conforming lenders, appraisal, money, lower rates, cash out, no income check, self employed, CPA, accountant, financial planner, tax preparer, advisor, attorney, real estate lawyer, Bank, mortgage banker, mortgage brokers, mls, 2nd mortgage, florida real estate, new jersey real estate, PNC, commercial mortgages, strip mall, retail stores, multi family, commercial real estate, low rates, best rates, stated loans, fast and easy loans, world savings, Fremont, Taxes, bills, debts, collections, judgements, rentals, consolidate debt, investor, builder, contractor, home improvements, VA loans, government loans , Home owners insurance, home buyer, line of credit, payoff debt, student loans, flexibility, underwriting, sellers concession, closing costs, flood insurance, fast cash, cash fast, money, home value, RE taxes, senior loans
|
- As little as 20% Down on Purchases, Up to 80% LTV for Refi’s, Cash-out Transactions max. 75%, dependent upon credit & property type.
- Stated Income only: NO Pay stubs, W’2’s, Tax Returns, or Business Plan’s required. Personal financial statement required dependent upon loan amount. Tax Returns may be required over $2 mil.
- Corporation Name OK (incl. newly formed Corps).*
- Less then perfect credit OK.
- Very Competitive Rates for Fixed or Adjustable programs.
- Most programs allow up to 30 year amortizations for lower monthly payments and improved cash flow.
- Loan amounts to $2 Million dependent upon property type, over $2 mil. other programs may be available.
- Property types allowed include Retail, Mixed Use, Regular Commercial, Office, Light Industrial, and Multi-family Apartments.
- Documents required include, Property Lease’s (if applicable), Full Property Expense Breakdown from current owner, Verified assets(Bank statement) & Check for Appraisal.
- Unique property types & higher loan amounts considered on a case-by-case basis.
*IF at time of Application, Corp. has not yet been formed, see me for details.
As always, program Rates and Guidelines are subject to change without notice. Last updated 1/15/09
|
|
